FAQ's and FACTS

What is Identity Theft?
Identity theft is the unauthorized use of one person's identifying information to commit an illegal act. It is very difficult to catch and prosecute, and can be committed in a wide range of ways, from "dumpster diving" to high-tech computer espionage.

Am I really at risk?
The FTC reports that 9.3 million Americans reported a case of identity theft last year. This number does not include the number of cases that go unreported each year.

Why do so many cases go unreported?
First, a large number of identity thefts are committed by a friend or family member, so victims are reluctant to prosecute. Second, victims may not pay close enough attention to their personal information, meaning it could take years for a negative action like a loan denial for the theft to surface. Third, thieves are becoming more sophisticated, and are constantly developing new tactics that are difficult to trace.

How can I prevent Identity Theft?
Unfortunately, there is no bulletproof solution. There are many easy things you can do to help minimize your risk. You can learn about these steps by checking out consumer expert & advocate David Horowitz's consumer archive or by subscribing to our email newsletter. idMONITORING will help your family stay ahead by scanning your identity on weekly, monthly, and quarterly basis against 1500 databases. And in the event of a identity theft, idCURE has a 100% success rate at restoring victim's identities to pre-event status. To see stories of our satisfied customers, click here.

Is credit monitoring enough?
If only it were. Credit reporting is an inexact science. The average credit report has a 79% chance of including at least one error. And recent studies showed that only 10% of identity theft victims who checked their credit report noticed anything unusual. Credit is only one facet of identity theft, and includes three main databases. idMONITORING oversees over 1,500 key databases, including medical, financial, housing, legal, criminal, and credit, offering the most comprehensive proactive coverage.

How does a managed recovery service like idCURE differ from a service that claims to prevent identity theft?
You cannot prevent identity theft. Companies making claims that they can are misleading you. There are many common-sense ways that you can lower your risk free of charge, but ultimately, you can't prevent identity theft any more than you can prevent car theft or arson. Your best strategy is to be ready when something does happen. If your car is stolen, auto insurance helps you replace the car. If your house burns in a fire, your homeowner's policy helps you rebuild the house the way it was. In the event of an identity theft, your idCURE policy restores your identity to pre-event status. It's insurance for your identity.