Many services offer place fraud alerts on your behalf. This means that your credit is “locked” and that banks are asked to call you on a safe number before they issue credit in your name.  In our time-crunched society, this seems like a great solution. However, upon closer examination, you can see that credit locking or setting fraud alerts is a FREE service, guaranteed by state and federal law. (If you are currently paying for a fraud alert that you could be getting free of charge, click here to learn how we can help.) Credit attacks are actually the second step for identity thieves – in order to obtain credit in your name, some other kind of personal information must be breached.  Usually the first breach is a state issued driver’s license with your information and the thief’s picture.
The only proactive solution comes from looking at your entire identity – not just your credit.  A comprehensive monitoring product must also examine:

• DMV records
• medical information
• criminal records
• apartment leases
• mortgages
• gun registrations
• mobile phones
• utility accounts
• employment
• tax records

Your identity can benefit a thief in many ways without using your credit. For example:

• An illegal immigrant buys your Social Security number from the rapidly increasing black market for stolen identities, and uses your U.S. citizenship to obtain employment, gain health benefits, and rent an apartment.  
• A criminal gets their picture and your name on a state issued driver’s license and uses it at a branch of your bank for identification. Then the thief wires all the money out with no credit check required.
• An uninsured patient uses your information to obtain pharmaceuticals or even a surgery in your name.

None of these instances can be caught by free Fraud Alerts our competition uses to “prevent” identity theft.  That’s why your family needs idMONITORING. Our proprietary algorithm scans 1500 databases, while credit monitoring only looks at 3. The algorithm examines medical, residential, tax, criminal, and financial records, as well as credit, on a never-ceasing search for what we call a “trigger.” Triggers are changes to a person’s records that often lead to an identity crime. When our system catches a trigger, you receive an immediate alert phone call. In some cases, the trigger was caused by something you did on your own, and no action needs to be taken. However, if the trigger was not initiated by you, you will be able to act, usually before the identity thief can cause actual damage.  If you enroll in the idBUNDLE plan which includes idMONITORING and idCURE, our fully managed recovery service, we will do all the recovery work for you should a trigger signal an actual theft event.

idMONITORING is the best identity theft prevention system available today.